Zip - Own it now, pay later

A Zip account for everyone

Zip makes life more affordable by spreading the costs of your purchases over time.

You'll pay nothing upfront. And repay weekly, fortnightly or monthly on a schedule that suits you.

So you can spend with confidence, knowing you're in control of tomorrow.

Sign up in minutes

Applying is fast and easy so you can start shopping today!

Shop just about everywhere

Shop at all your favourite places, online and instore, with the Zip app.

Flexible repayments put you in control by letting you pay later at your own pace.

• Zip Pay. Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.